Robert Howell

Pre-Foreclosure & Foreclosure Help

Supporting Homeowners Through Financial Uncertainty

What is Pre-Foreclosure?

Pre-foreclosure is the stage when a homeowner has missed several mortgage payments and the lender has issued a notice of default. While this can be a stressful time, it’s not too late to take action.

If you're in pre-foreclosure, you still have options. Our team can help you:

Understand your rights and options
Negotiate with lenders
Explore alternatives like loan modification, repayment plans, or short sale
Sell your home before it reaches full foreclosure

Acting early can help protect your credit and give you more control over the outcome.

What Happens in Foreclosure?

Foreclosure is the legal process a lender uses to take ownership of a property after the borrower fails to make mortgage payments. Once foreclosure is complete, you may lose your home and face long-term damage to your credit score.

We help homeowners:

Navigate the foreclosure process
Identify last-minute solutions to avoid eviction
Explore options to recover or sell the property
Prepare for life after foreclosure with financial counseling

Even in difficult situations, you're not alone. There are steps you can take — and we’re here to help guide you through them.

Whether you're behind on payments or already facing foreclosure, we offer:

How We Can Help

Free consultations
Personalized strategies based on your situation
Experienced guidance from professionals who care

Don’t wait until it’s too late. If you're in pre-foreclosure or foreclosure, contact us now to learn your options and protect your future.

The data relating to real estate for sale on this website comes in part from the IDX Program of Garden
State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as
IDX Listing. Information deemed reliable but not guaranteed. The dissemination of listings on this website does not constitute the consent required by N.J.A.C. 11:5.6.1 (n) for the advertisement of listings exclusively for sale by another broker. Any such consent must be obtained in writing from the listing broker.

Pre-Foreclosure & Foreclosure Help

What is Pre-Foreclosure?

What Happens in Foreclosure?

Foreclosure is the legal process a lender uses to take ownership of a property after the borrower fails to make mortgage payments. Once foreclosure is complete, you may lose your home and face long-term damage to your credit score.

How We Can Help

Don’t wait until it’s too late. If you're in pre-foreclosure or foreclosure, contact us now to learn your options and protect your future.​

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Pre-Foreclosure & Foreclosure Help

What is Pre-Foreclosure?

What Happens in Foreclosure?

Foreclosure is the legal process a lender uses to take ownership of a property after the borrower fails to make mortgage payments. Once foreclosure is complete, you may lose your home and face long-term damage to your credit score.

How We Can Help

Don’t wait until it’s too late. If you're in pre-foreclosure or foreclosure, contact us now to learn your options and protect your future.​

Don’t wait until it’s too late. If you're in pre-foreclosure or foreclosure, contact us now to learn your options and protect your future.

Don’t wait until it’s too late. If you're in pre-foreclosure or foreclosure, contact us now to learn your options and protect your future.